Fund Performance

Fund Performance – Year To Date and the Past 5 Calendar Years

BCOM Joyful Retirement MPF Scheme

1/1/2024-31/3/2024

2023

2022

2020

2019

Name of Constituent Fund

BCOM MPF Conservative Fund*

 0.91%

3.24%

0.43%

0.76%

1.19%

BCOM Guaranteed (CF) Fund+

-0.56%

2.76%

-5.25%

2.31%

2.54%

BCOM Global Bond (CF) Fund

-1.59%

5.92%

-12.98%

9.09%

5.37%

BCOM Stable Growth (CF) Fund

 0.69%

3.97%

-16.63%

14.71%

11.61%

BCOM Balanced (CF) Fund

 1.84%

4.54%

-16.46%

17.68%

14.66%

BCOM Dynamic Growth (CF) Fund

5.23%

-17.09%

20.54%

15.92%

BCOM Core Accumulation Fund 

 5.48%

16.09%

-16.58%

12.45%

15.87%

BCOM Age 65 Plus Fund

 1.31%

8.47%

-15.18%

9.67%

9.06%

BCOM Asian Dynamic Equity (CF) Fund

 3.11%

4.62%

-2.82%

23.75%

13.56%

BCOM HSI ESG Tracking (CF) Fund^

 -9.38%

-15.51%

-12.63%

-1.47%

11.86%

BCOM Hong Kong Dynamic Equity (CF) Fund

 -3.41%

-12.89%

-15.60%

16.18%

11.81%

BCOM Greater China Equity (CF) Fund

 -1.90%

-7.43%

-23.18%

40.62%

20.37%

BCOM China Dynamic Equity (CF) Fund

 -1.50%

-15.89%

-16.63%

21.63%

15.94%

BCOM North American Equity (CF) Fund#

 9.89%

13.03%

NA

NA

NA

Source: Bank of Communications Trustee Limited (As of 31 Mar 2024)

Note: Fund performance is calculated in HKD and on NAV to NAV basis. Investment involves risks. The value of investment and the yield may go down as well as up. Past performance is not indicative of future performance. You should consider your own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of constituent funds, you are in doubt as to whether a certain constituent fund is suitable for you (including whether it is consistent with your investment objectives, you should seek financial and / or professional advice and choose the constituent fund(s) most suitable for you taking into account your circumstances. Please do not invest based on this website alone. For further details including the product features, investment policies, investment objectives, charges and risks involved, please refer to the MPF Scheme Brochure of the Scheme.

* A conservative fund under a mandatory provident fund scheme may use one of two methods for deduction of fees and charges, namely (i) Fund Level Deduction or (ii) Member Level Deduction. Prior to 1 January 2023, the BCOM MPF Conservative Fund uses method (ii), i.e. Member Level Deduction, whereby the fees and charges accrue on a monthly basis, and are deducted monthly by way of unit deduction from Members' accounts. With effect from 1 January 2023, the BCOM MPF Conservative Fund uses method (i), i.e. Fund Level Deduction, whereby the fees and charges will accrue on a daily basis, and will be reflected daily in such fund's unit prices, net asset value and fund performance quoted. There is no guarantee on the capital value and return on investment made in this fund. Investments in the Fund is not the same as placing funds on deposits with a bank or deposit-taking company and that there is no obligation to redeem the investment at the offer value and that the Fund is not subject to the supervision of the Hong Kong Monetary Authority.

+ Please refer the sub-section “3.2 BCOM Guaranteed (CF) Fund" under the sub-section “3. Statement of investment policies" under the section "III. FUND OPTIONS, INVESTMENT OBJECTIVES AND POLICIES" and Appendix 1 to the MPF Scheme Brochure of the Scheme for details of the guarantee features and guarantee conditions. 

#As the BCOM North American Equity (CF) Fund was launched on 1 February 2023, the fund performance information presented only covers the period from the launch date to 31 March 2024.

^With effect from 1 August 2023, the BCOM HSI Tracking (CF) Fund ceased to invest in the Tracker Fund of Hong Kong, and instead invests in the E Fund (HK) HSI ESG Enhanced Index ETF. Correspondingly, the name of the BCOM HSI Tracking (CF) Fund has been changed to the BCOM HSI ESG Tracking (CF) Fund.