Terms of use

Thank you for visiting our web site and we trust that you will find the services provided by us herein comprehensive and user friendly. Whilst we strive to provide you with high quality products and on-line services, you should read and understand the terms and conditions set out below before further using this web site. Such terms and conditions serve to clarify the limitations of our liabilities and our services in relation to this web site and explain to you our privacy policy in respect of your information received by us over the Internet.

For the purposes of these Terms & Conditions,
- "Web Site" means http://www.bocomtrust.com.hk;
- "Company" means "Bank of Communication Trustee Limited"; and
- "Visitor" means any person accessing the Web Site.

Use of Information and Materials

The products and services offered in the Web Site are only offered in jurisdictions where and when they may be lawfully offered by the Company and the material on the Web Site is not intended for use by the Visitor located in or resident in jurisdictions which restrict the distribution of this material by the Company. The Visitor is required to observe any relevant restrictions.

The information contained in the Web Site is not intended to provide professional advice and should not be relied upon in that regard. The Visitor is advised to obtain appropriate professional advice where necessary.

Any information, products or services supplied in the Web Site may be withdrawn or amended at any time without advance notice at the Company's absolute discretion.

Anyone's eligibility for particular information, products and services is subject to the Company's final determination and absolute discretion. The Visitor should be considered acceptance of these terms and conditions set out herein by using the Web Site. The Visitor's continued use of the Web Site following the posting of any changes to these terms will mean the Visitor's accept of those changes. If the visitors do not accept these terms and conditions, please cease to use this web site and do not use the on-line services.

Offer and acceptance

All materials published on this web site in relation to the provision of general mentioned products or services are mere advertisements or invitations to treat and should in no circumstances constitute an open offer on our part to any one in any part of the world. If the visitors apply for the use of any such services or products through this web site or through any other means, such application shall constitute an offer from the visitors to the Company subject to and incorporating the terms and conditions relating to the relevant services or products set out in this web site or contained in the relevant policy conditions and the Company shall have absolute discretion to accept or refuse the visitors' offer. In addition, the Company may deny the visitors' access to this web site or use of the services or products herein at any time without prior notice or any obligation to provide the visitors with a reason.

Links to other sites

Use of hyperlinks to other internet sites or resources are at the visitor's own risk. The contents, accuracy, opinions expressed, and other links provided at these sites are not investigated, verified, monitored, or endorsed by the Company. The Company expressly disclaims any responsibility for the accuracy, contents, availability or omission of information found on sites that link to or from the Web Site. It remains the Visitor's sole responsibility to make all enquiries and investigation before proceeding with any online or offline access or transaction with any of these third parties. The Company emphasises that all activities conducted via or at the Web Site are at the Visitor's own risk. The Company does not warrant the security of any information the Visitor may forward or be requested to provide to any third party. The Visitor is deemed to have irrevocably waived any claims against the Company for any loss or damage suffered as a result of any access to or interaction with any other web sites via the Web Site.

Copyright, Trade Marks

The Company and other parties own the trade marks, logos and service marks displayed on the Web Site and the Visitor is prohibited from using the same without written permission of the Company or such other parties.

The materials on the Web Site are protected by copyright and no part of such materials may be modified, reproduced, stored in a retrieval system, transmitted (in any form or by any means), copied, distributed, used for creating derivative works or used in any other way for commercial or public purposes without the Company's prior written consent.