Security Issue

1.	To prevent customer's personal data and transaction information from exposing to any third parties while accessing [Internet Services], Bank of Communications Trustee Limited has adopted 128 bit (SSL) encryption to all data transmitted via Internet.
2.	The web site (http://www.bocomtrust.com.hk) of Bank of Communications Trustee Limited has been certified by VeriSign Inc. Anyone who access [Internet Services] can find the certificate information by clicking the little 'lock' or 'key' icon at the bottom of the browser.
3.	For detailed information about VeriSign's certificate and 128 bit (SSL) encryption technologies, please refer to the following sites: http://www.verisign.com/product/site/cs/index.html#128 http://www.verisign.com/site/ssl.html
4.	If you found that the server certificate had already expired or enter failure caused by any unknown problem whenever entering on [Internet Services], please refer to the following site for details: http://www.verisign.com/support/tlc/know_issue.htm
5.	In the [Internet Services], has the part to operate must the electronic certificate which signs and issues after the Hong Kong Post verify the status. If wants to obtain the correlation information below, may glance over the website: http://www.hongkongpost.com.hk
6.	You should take appropriate measures to protect your computer system from being inflicted with any computer viruses by using this web site and you are advised to install the most up-to-date anti-virus software into your computer and activate it for this purpose. Downloading software from this web site is at your own risk and we will not assume or accept any liability for any loss or damage (whether direct or indirect), howsoever caused, as a result of any computer viruses arising from your use of this web site.
7.	[MPF Online Services] provides time out function, once the system detects there is no transaction flow for a designated period of time, system will perform logoff automatically so as to limit the risk of unauthorized access to customer's account.

If there is any conflict between the English and Chinese versions of these terms and conditions, the English version shall prevail.