| 1. |
The BCOM Joyful Retirement MPF Scheme (“Scheme”) is a registered MPF Scheme.
|
| 2. |
Investment involves risks and not all investment choices available under the Scheme would be suitable for everyone. There is no assurance on investment returns and your investments / accrued benefits may suffer significant loss.
|
| 3. |
The BCOM Guaranteed (CF) Fund in the Scheme is a capital and return guaranteed fund. Where participation to this fund is less than 60 months, the repayment of capital and return on investment are not guaranteed and the withdrawal values are fully exposed to fluctuations in the value of the fund’s asset. The Bank of Communications Co. Ltd., Hong Kong Branch is the guarantor to this fund. Your investments are therefore subject to the credit risks of the guarantor. Please refer to section (f) of Annexure A-2 of the Principal Brochure of the Scheme for details of the guarantee features and guarantee conditions.
|
| 4. |
The BCOM Asian Dynamic Equity (CF) Fund in the Scheme invests solely in an insurance policy issued by Principal Insurance Company (Hong Kong) Limited (“Principal”). Your investments are therefore subject to the credit risks of Principal.
|
| 5. |
You should consider your own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of funds, you are in doubt as to whether a certain fund is suitable for your (including whether it is consistent with your investment objectives), you should seek financial and / or professional advice and choose the fund(s) most suitable for you taking into account your circumstances. In the event that you do not make any investment choices, please be reminded that your contributions made and / or benefits transferred into the Scheme will be invested into the BCOM Stable Growth (CF) Fund, and such fund may not necessarily be suitable for you.
|
| 6. |
Please do not solely rely on this website. For further details including the product features, charges and risks involved, please refer to the Principal Brochure of the Scheme. |
Download Area
